Financial copilot · US sole traders and contractors

Your money, made legible.

Categorise spend with AI, ask Bloomate about your numbers, and watch GST and income-tax estimates update. Send invoices that look the part, without adopting a full accounting suite.

Start free See what it does

The problem

You didn't start a business to become a bookkeeper.

Spreadsheet sprawl

Rows multiply, categories drift, nobody trusts the total.

Tax-season dread

sales tax and income-tax numbers live in your head, not in one clear view.

Paper trails everywhere

Invoices in email, receipts in photos, exports in Downloads.

What it does

Everything you need to look credible, early.

Built for US sole traders and contractors, including those paid across borders in USD, AUD, or GBP. Bank feeds and deeper income integrations are on the way; what ships today is fast, honest, and built to earn trust week one.

Transactions and categories

CSV import, a clean business and personal split, and US-oriented categories. No ledger-first grind.

AI-assisted classification

Rules fire first. When they miss, models suggest a category, so you reclaim your evenings.

Dashboard and tax shape

Monthly income, spend, and sales tax and income-tax estimates, so year-end is not a blind guess.

Ask Bloomate

An in-app copilot that answers questions about your money in plain language, grounded in your own records.

Invoicing that looks serious

Clients, line items, PDFs, and a send flow credible enough for real invoices.

How it works

From scattered admin to usable numbers.

Bring your money into one place
Import transactions, separate business from personal spend, and stop reconciling across spreadsheets and screenshots.
Let rules and AI do the first pass
Deterministic rules apply first. When they do not match, Bloomate suggests the likely category instead of leaving you with a blank row.
Act on the numbers sooner
Watch sales tax and income-tax estimates update as your records improve, then send invoices without switching tools.